Sunday, July 31, 2011
Saturday, July 30, 2011
Will The Debt Fight Cause An Interruption In California Unemployment Benefits?Today the California EDD is reporting that California unemployment benefits may be delayed, halted or interrupted due to the budget fight and debt ceiling debate going on in Washington. While the EDD is not yet sure whether this will indeed result in delayed benefit payments they reported that a possible delay or halt to EDD benefits may occur. This could happen as early as August 2, 2011 according to the California EDD Twitter feed. While it is good to alert benefit recipients of possible troubles early, it may be a bit premature to warn those on unemployment that their next check may not arrive. Those out of a job have enough to worry about in finding a new job without warnings that have no firm basis from the unemployment agency. I suspect this was to generate outrage geared at Republicans who do not want to increase income taxes to cover the budget defecit. Perhaps those at the California EDD are trying to add pressure to politicians by producing such a warning.
Tuesday, July 26, 2011
New Pawn Shop In Ramsey MN OpenI was driving East on Highway 10 through Ramsey MN when I noticed a new Ramsey pawn shop opened near the XXX store and bowling alley. It's called Twin Cities Pawn and as it turns out it's part of a chain of Twin Cities pawn shops. The building is huge and used to be a truck accessories store so you can likely pawn anything and any item of size as they have plenty of space to store your item. In fact if you are thinking of pawning something large like a jetski you don't have to worry as the facility looks very secure. Like other pawn shops Twin Cities Pawn in Ramsey seems to provide the standard services you'd expect. You can buy and sell gold and silver, find great deals on tools and electronics and get fast cash loans based on your valuables you bring in. This Ramsey pawn shop looks like another in the high end pawn shops much like Pawn America in Anoka and the two shops are sure to be competitors. Smart that they are located next to low income housing I suspect Twin Cities Pawn in Ramsey will do well in their new location.
Sunday, July 24, 2011
Check The Status Of Your Unemployment CheckIf you've ever been on unemployment benefits you might know what it feels like to wonder where is my unemployment check? Lucky nowdays unlike the old days you can get your unemployment payment via more electronic means like direct deposit or using one of the new unemployment debit cards. But for those who still get an old fashioned unemployment check they might need a way to check the status of their unemployment check. Most states are getting much better at providing a payment status link on their websites but if your state does not just call the customer service phone number to inquire about the status of your unemployment check or payment by other means. But I cannot stress enough that you should try and get your payment sent by direct deposit or unemployment card so you can avoid the possibility that your unemployment check is lost in the mail.
Saturday, July 23, 2011
California Unemployment Rises To 11.8%This just in, the California EDD has reported on July 22 that the California unemployment rate rose to 11.8% which is crushing news to many California residents with hopes of landing a new job and getting off of the unemployment benefits that the California EDD provides. The good news is the addition of a California EDD Debit Card that is making receiving and spending the unemployment insurance payments much easier for recipients. The new debit card is also saving California a ton of money which may help offset the increase in the unemployment rate which will result in thousands of new California residents applying for benefits. The new debit card started rolling out July 8 and 10,000 new cards are being sent out per day. Back to the unemployment rate however, the US unemploymetn rate is 9.2% and unfortunately California is leading the nation in the amount of jobless Americans with the new staggering 11.8% rate. In June there were 528,919 recipients of benefits down slightly from the previous month and down significantly from this time in 2010. What will the July numbers tell us with the rate increasing by .1 percent? We'll provide an update next month.
Monday, July 18, 2011
Arizona Disability Saves The Day For ManyIf you are a resident of Arizona and become disabled you'll be glad to know there is help from the State of Arizona and the Federal government. For those who qualify Arizona disability benefits provide payments in the form of SSI or SSDI benefits for any eligible disabled persons. The disability doesn't need to have happened on the job persons who are disabled for many reasons and also veterans who need benefits can apply online using the Social Security website. To qualify for disability you must be disabled and unable to work. Sometimes disability takes the form of long term but sometimes a person is only temporairly unable to work and must collect benefits. If you need to apply for disability benefits you can do so online using the Social Security website or apply in person at the Tucson or Phoenix Arizona Disability offices run by the Social Security Administration.
Sunday, July 17, 2011
Texas Disability Who Qualifies?Many people in the state of Texas that have or develop a disability pose the question: “Texas disability who qualifies?” The answer to the latter question depends on several different factors. You will have to file for disability to begin the approval process. Your application is then assigned to a specific disability examiner who is trained in identifying disability qualifiers.
Once you submit the forms you are required to provide, your application for Texas disability is reviewed by the examiner who looks at your medical evidence and sources. Your doctors are contacted to find out what disability you have, when the condition began, and how your present condition affects your quality of life and/or limits your activities. Your doctors will also be questioned about any medical testing that has been performed, any examinations you have had, and the results of both your medical examinations and tests. Further, your examiner will discuss the treatment you have received and if treatment is ongoing. Bear in mind that your doctor is not asked for a definitive diagnosis of a disability; your actual disability is determined by a team of examiners who work in conjunction with a professional medical consultant.
To answer the question “Texas disability who qualifies?” more thoroughly, your case examiner will determine the severity of your actual condition, how long you have been dealing with the condition, and how the condition influences your ability or inability to work. Other factors that will affect your eligibility include your level of education, any experience you have, and your age. It takes a number of months before a decision is made and the length of time it takes for an examiner to assess your case varies from one individual to another, depending upon the complexities of your specific case, the responsiveness of your doctors, and the accuracy of all of your documentation.